by Sue C. Quimby, CPCU, AU, CIC, CPIW, DAE Having a roof over your head is one of life’s basic necessities. While essential, a roof can also be the cause of claims and problems. The roof is often the first defense against the elements, and a key to the structural integrity of the entire building.

Are you taking the risks posed by the sharing economy into consideration when you talk to your clients or companies? Are you looking for that thing that can make you stand out to the people above you in your workplace? The sharing economy is here to stay and is much more pervasive that just Uber